SINCE 1975
embrace your elegance
Own It Today, Pay Over Time
Diamond Hut Financing
Finance your piece through Synchrony and take it home now. Apply in minutes, get a decision fast, and choose a plan that fits your budget, in store or online.
Plans From 6 To 24 MonthsFinancing Made For Big Purchases
Diamond Hut partners with Synchrony to offer flexible ways to pay for the piece you love, without draining your savings all at once.
Deferred Interest, Explained
On a "no interest if paid in full" plan, interest quietly builds in the background from your purchase date. It's only waived if your full promotional balance hits zero by the deadline. Miss it by even a dollar, and the interest gets charged all the way back to day one, so treat the payoff figure above as your real due amount, not just the statement minimum.
Fixed Payment Plans
For larger pieces or longer terms, a fixed monthly payment plan locks in a set payment and a set APR from day one, so there's no deferred-interest deadline to track and no surprise if the balance isn't cleared on time.
Managed By Synchrony
Once you're approved, your account, statements, and payments are handled directly through Synchrony's MySynchrony portal, not through Diamond Hut, so your financing stays separate from anything else on your account.
How It Works
Most applicants get a decision in minutes.
You Apply
Apply online or in store. It takes a few minutes and won't affect your ability to shop while you wait on a decision.
You Get Approved
If approved, you'll see your credit line and which promotional plans you qualify for based on your purchase.
You Shop & Pay Over Time
Use your financing at Diamond Hut for your purchase, then make payments directly to Synchrony on your chosen plan.
Who Does What
Diamond Hut Boutique is the merchant only. We accept Synchrony financing as a form of payment for your purchase. We do not extend credit, do not underwrite your application, and are not a party to your financing agreement.
Synchrony Bank is the creditor. Your application, approval, APR, promotional terms, monthly payments, and any dispute are handled directly between you and Synchrony through your MySynchrony account.
The figures shown by the estimator above are for planning purposes only. Your actual APR, promotional period, minimum purchase requirements, and monthly payment are determined solely by Synchrony based on their underwriting and the specific offer available at the time of your purchase.
Ready To Finance Your Piece?
Apply online in minutes, or stop by the boutique and we'll walk you through your options in person.
Diamond Hut Boutique
FINE JEWELRY SINCE 1975
1 Flagship St. Suite 100A
Bayonne, New Jersey
Store Hours
Tuesday – Saturday · 12 PM – 7 PM
Financing available. 0% interest!
Disclaimer
Gold prices are subject to change based on current market rates. Quoted prices cannot be honored at a later date if gold prices increase.
Product images may be enlarged for clarity and may not reflect the item’s actual size.
We do not provide a guarantee against normal wear and tear. We are not responsible for the loss, theft, or damage of items that are not insured.
Upgrade & Trade-In Policy
Receive 100% of the original purchase price as trade-in credit when upgrading an eligible certified natural diamond. Lab-grown diamonds are not eligible for the 100% trade-in credit.
The new natural diamond purchase must cost at least twice the original purchase price. All trade-ins are subject to inspection and appraisal. Proof of purchase and the original diamond certificate may be required.
Other restrictions may apply.
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